The Bankmobile Vibe $10K Sweepstakes! LIVE NOW! Powered by BMTX, Inc. BankMobile banking products and banking services are provided by First Carolina Bank, Member FDIC. LEARN MORE!
The Bankmobile Vibe $10K Sweepstakes! LIVE NOW! Powered by BMTX, Inc. BankMobile banking products and banking services are provided by First Carolina Bank, Member FDIC. LEARN MORE!

Come for the refunds. Stay for the experience.

The BankMobile Vibe Checking Account is exclusive to students attending our 700+ partner colleges and universities across the U.S. Every year, hundreds of thousands of students choose to open a Vibe account to get their financial aid refund the same business day. After getting your refund, continue using your account for life.

Compare our features and see how we stack up.

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If you open a digital Bankmobile Vibe Checking Account (upon identity verification), money is deposited the same business day we receive funds from your school.
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Earn cash back

Automatically earn cash back on debit card purchases from merchants you know and love at 40,000+ online locations and 12,000+ local locations. See Cash Back Terms & Conditions.

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Get paid two days early*

Deposit your paycheck to your checking or savings account and you may receive your deposit up to two days early. To enroll in direct deposit, complete and submit the enrollment form to your employer.

*Early access to funds cannot be guaranteed. Limitations apply.

See details
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Get paid two days early
Earn interest and grow your money!
Grow health

Earn interest and grow your money!

Watch your balance grow steadily over time, helping you reach your financial goals sooner!

Learn more

Our Mission

We are on a mission to financially empower millions of Americans by providing a more affordable, transparent, and consumer-friendly banking experience.

  • Financial aid refunds
    Have money from your school (financial aid awards, grants or other funds that you’re owed) deposited to your checking or savings account. Log in
  • Early payroll direct deposit
    ‍    Deposit your paycheck to your checking or savings account and you may receive your deposit up to two days early.† To enroll in direct deposit, complete and submit the enrollment form to your employer. Download enrollment form
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    † Early access to funds cannot be guaranteed. Limitations apply. See details.
  • Mobile check deposit
    Deposit checks in a flash! Use the BankMobile Vibe App feature to deposit checks anywhere. Get the app
  • Cash deposits with Reload @ the RegisterTM & Rapid ReloadTM
    ‍    Add cash directly to your checking account at the register. Learn more‍
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    Up to $500 at most locations. A retail service fee of $4.95 or less is charged per deposit by the corresponding retailer. Reload and balance limits apply. Keep your receipt. © 2024 Green Dot Corporation. Green Dot is a trademark of Green Dot Corporation.
  • Tax refund
    Having your tax refund deposited directly to your checking or savings account is simple, safe and secure. While filling out your tax forms, simply provide your account and routing numbers.
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Money movement and withdrawals

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  • Transfers
    Move money from external accounts. Log in to your account to transfer money. Log In
  • Allpoint® network ATMs
    ‍    Fee-free access to over 55,000 Allpoint® Network ATMs1 because getting your cash shouldn't cost you anything. Find a location
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    1 Allpoint ATM location, availability, and hours of operation may vary by merchant and is subject to change.
  • Bill pay
    Easily make payments anytime, anywhere with Bill Pay using the BankMobile Vibe App. Learn more
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Security

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  • Debit card protection
    Did you misplace your debit card? Use the debit card on/off switch to temporarily turn off your card to help protect against unauthorized use. Available through the BankMobile Vibe App. Learn more
  • Privacy
    We understand the importance of protecting the safety and confidentiality of the information you provide and we treat this information with the utmost security and respect. Learn more
  • Protect yourself from fraud
    Unfortunately, fraudsters often pose as credible companies “phishing” for your personal or financial information through emails, text messages, voice calls and social media. Although we may contact you if suspicious activity is detected on your account, we will never ask you to share personal or financial information unless you call us first. We will never ask for one-time passwords that you receive via email or text.

2024 "EdTech Company of the Year"
Gold Stevie® Award winner

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Exceptional customer service

Our dedicated agents are here to assist you 8 AM – 11 PM ET, 364 days of the year!

BMTX’s customer service team is phenomenal! Anytime I am having issues, the team is always very professional, polite, and knowledgeable.

-Lann
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Mike helped me tonight unlock my suspended account in a timely manner. Having two young sons who are loud makes it hard for me to call to get situations handled, so I greatly appreciate his kindness and courtesy in helping me get this fixed. 5/5 exceptional service.

-Cheyenne W.
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I just want to thank Cathy for the amazing help this afternoon and I want to thank her for being prompt with responses and having a great happy attitude! I really appreciate the help and thank you again, Cathy, for your amazing help!! 5 out of 5 to Cathy!! 😊

-Alexi B.
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I was ordering checks and wasn't sure what address I should enter for the bank. I asked a question about this and received a response in minutes. I live in a rural area where many places still want a paper check. Thank you for giving me peace of mind!

-Anonymous
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Learned how to activate and have access to my temporary virtual card thanks to Mike. Fast replies and friendly service

-Tyrell D.
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I forgot to update my address, so my checks were sent to the wrong address, and for safety reasons they do not allow forwarding. Totally my fault. But the customer service I received from Jenny was so amazing! The issue has since been resolved and within the same day at that, and my anxiety is gone. When you’re waiting on school money it can feel overwhelming if it’s delayed. Thank you to Jenny for your fast help!

-Britney L.
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I was helped by Paul and he was very helpful and efficient with getting me logged back into my account!

-Ashley G.
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$500 Winter Wallet Wonderland
Any purchase or qualifying deposit into your BankMobile Vibe Account will automatically enter you into the sweepstakes for a chance to win a $500 cash prize to treat yourself this holiday season.
Learn more
Disclaimer: NO PURCHASE NECESSARY. Ends 12/7/24. For Official Rules, including how to opt out of sweepstakes, visit vibe.bmtx.com/winter-wallet-wonderland-sweepstakes