Earn 0.50% Annual Percentage Yield (APY)* with qualifying deposits on up to $1,000.99.
BankMobile banking products and banking services are provided by First Carolina Bank, Member FDIC & Equal Housing Lender.
* BankMobile Vibe Checking Account holders who make Qualifying Deposits totaling $300 or more per statement cycle, will qualify for interest on their BankMobile Vibe Checking Account. Qualifying Deposits include direct deposit, transfers from external bank accounts, check deposits, point of sale deposits and cash deposits such as those made via Green Dot® Reload @ the Register™. Financial aid refunds or other refunds issued by your school, interest earned on your account, promotional credits such as cash back rewards, internal account transfers, fee waivers, fee credits, returned items or dispute credits are not eligible toward the $300 in total deposits. Annual Percentage Yield (APY) accurate as of 11/9/2022. An interest rate of 0.50 % will be paid for average daily balances up to $1,000.99 with an APY of 0.50 %. An interest rate of 0.01% will be paid only on the portion of the average daily balance that is greater than $1,000.99 resulting in an APY range of 0.50 % to 0.06 %, depending on the balance in the account, assuming a maximum average daily balance of $10,000.00. Interest rates and APY are variable and may change at our discretion at any time without notice. Fees may reduce earnings. A withdrawal from your account will reduce earnings. For more information see the BankMobile Vibe Checking Account Fee Schedule and Interest Rate Information and Terms and Conditions.
Deposit your paycheck to your checking or savings account and you may receive your deposit up to two days early. To enroll in direct deposit, complete and submit the enrollment form to your employer.
** Early access to funds cannot be guaranteed. Limitations apply. See details.
Manage money from either a desktop with Money Meter or right from your phone with SnapShot.
Log in to set up Money Meter, and to the BankMobile App to check out SnapShot.
We partner with companies who share our vision to offer you exclusive deals and discounts. We want to provide you with tools and resources that have you feeling empowered - both financially and beyond.
View our interactive chart to see how the BankMobile Vibe Checking Account compares to the other institutions!
Begin enjoying your checking account with us, complete with great features and benefits ranging from unique tools designed to help you get ahead to competitive interest rates.
"I have had this account since 2014 and I am happy with the quality of service that I receive they are always offering products and information on how be successful with managing your funds"
"This is by far the best banking industry I have ever put my money into you guys were prompt and accurate with every transaction and deposit I would recommend y'all to anybody and everyone thank you"
"This is the most convenient bank account I have had. 9 years and going!"
"Best banking experience ever! Outstanding customer service."
BankMobile deposit accounts are provided by First Carolina Bank, Member FDIC & Equal Housing Lender.